Here’s what the Freedom From Student Loans blog is all about

Hello there!

I thought the best way to kick of my new blog was to share with you what my objective is in writing here for you. It all boils down to this:

Help you live your life free from student loans.

The reason I want you (and your children) to live your life free from student debt is that I believe:

6 out of every 10 people that use student loans are harmed financially.

Would you send your 18 year old child out in the car to pick up something for you across town if you knew the odds of them being in a serious auto accident was 60%? Of course not.

We all know that getting in the car and driving on the freeway has risks. But we also know the risks are relatively low all things considered. Yes, accidents happen – but not at levels of 6 out of every 10 trips on the road.

You wouldn’t send your child out on a drive across town if you knew there was a 60% chance they would be seriously hurt before they returned.

You wouldn’t fly on an airplane if you knew the odds of your plane going down in flames were 60%.  You would find an alternative means to get where you are going.

I’m betting that once I show you how amazingly harmful student loans turn out for the majority of people that use them, you will agree with me that staying out of debt is the only smart way to get through school.

That’s my objective with this blog.

Here’s the Approach

My approach to helping you live free from student loans is to:

  1. Convince you to seriously consider outlawing the use of student loans, and/or guarantees, in your family. I will show you why they can be one of the most dangerous forms of debt ever created. The best way to live free from student loans is to never have one in the first place. It won’t be easy, but you will be so glad you did it.
  2. Or maybe you already have a student loan (or you co-signed a loan). OK, so you didn’t know better or you felt you had no choice. That’s all right. But now it’s time to smack you on the head with the cold, hard reality of what you got yourself into… and what you have to do to become free from these student loans. I’ll help you unlearn a couple things first. Then we are going to attack this little devil and see if we can get it out of your life quickly. Then you can start planning a better way for your children to get through school.

Everything I share with you will be to help you stay away from, or get away from, this evil little destroyer of lives known so innocently as – student loans.

I Believe in Education

I’m a huge believer in education and lifelong learning. I graduated from college in 1983 and have loved my career in accounting and in business. And I’m surely one of Amazon’s best customers because I read like a crazy person. I love to learn and constantly work on improving my ability to make a difference in my work.

In fact, in the first book I ever wrote, Never Run Out of Cash: The 10 Cash Flow Rules You Can’t Afford to Ignore, I wrote this as my Acknowledgments page:

“This book is dedicated to my parents who made it possible for me to get my business education and develop a career I truly enjoy. Thank you for your investment in me.”

What I am saying is that going in debt with student loans to go to school can turn into a huge financial mistake. You will be chaining an anchor around your neck, or around your kid’s neck, that could be there for a lifetime. It will become a drag on your spirit that you will likely regret for the rest of your life.

Sometimes the smartest thing you can do in life is to avoid doing something really dumb. Taking out student loans meets that standard.

The act of avoiding them can create freedom and peace of mind.

And that’s priceless.

I Want to Help

I’d like to see you win financially in life. Freedom from student loans is an important part of your journey toward winning in life. I hope I help in some small way in your success along that path.

Be sure to drop your email address in the box at the top right corner of this post so you can get these blog posts delivered direct to your email inbox shortly after I post them. I will post two to three times per week.

And please share this blog with your friends and followers who you think will benefit from my message of freedom from student loans.

Thank you for spreading the word! And welcome to a new and refreshing look at creating financial freedom in your life, and the life of your children.

Comments

  1. Dee says:

    Hi! I saw your comment on ManVSDebt.com and wanted to check out your blog.
    My husband has huge student loan debt that he incurred over 20 years ago. We are in our late 50′s and there is no end in sight. Is there any way we can get rid of this burden before we die??? It seems unreasonable to be paying this from our social security which we’ll be collecting in a few years. Any help would be greatly appreciated!

    • pcampbell says:

      Hi Dee.

      Part of the nastiness of student loans is they have terms that can make them incredibly difficult to deal with (as compared to other forms of debt). Are they private or federal loans? That can make a big difference.

      There are a number of other factors including whether the loans are in default, deferment, forbearance, etc. My email is pcampbell@pdq.net if you would like to discuss the details and see if I can provide some tips on getting through it. Or you can provide the info in these comments. Whichever you are more comfortable with.

      Philip

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